529 To Roth Ira 2024 Fidelity. Confirm if you're on track with our college savings calculator. Starting in 2024, you can roll unused 529 assets—up to a lifetime limit of $35,000—into the account beneficiary's roth ira, without incurring the.
Rollovers from 529 plans to roth iras are only permitted if certain criteria are met including: Beginning january 2024, the secure 2.0 act of 2022 (the act) provides that you may transfer assets from your 529 account to a roth ira established for the designated beneficiary of a 529 account under the.